Lending Services
End to End Portfolio Monitoring Services for Effective Credit Risk Management
Our technology-enhanced portfolio monitoring services streamline every aspect of monitoring activities, from financial data collection and periodic reviews (annual or quarterly) with PD/LGD updates to covenant and condition testing, due diligence, and early warning trigger (EWT) tracking. Leveraging AI-powered EWT tracking, dynamic monitoring dashboards, and custom automation—including generative AI applications—our solutions accelerate risk detection and enhance decision-making. Continuous loan portfolio monitoring enables banks to proactively assess activities or conditions requiring immediate attention, mitigating potential credit risks before they escalate.
Our Capabilties
Service Offerings
Periodic Reviews (Annual or Quarterly Reviews) with PD/LGD Update
Preparing credit memos on annual or periodic basis to monitor facility performance during commitment period.
Covenant & Condition of Sanction Monitoring
Monitoring covenants as per loan agreements to track compliance and notify breaches to credit officers (if applicable).
Due Diligence
Performing various due diligence activities as part of annual reviews such as site visit monitoring, insurance validation, financial information tracking, day past due monitoring, tax verification etc.
Early Warning Triggers
Tracking and reporting financial and non-financial early warning signals to alleviate any upcoming credit risk.
Related Resources
Optimize Your Outcomes
Lending Transformation – Digital Way
In a world of traditional banking when a customer applied for a loan, it took weeks to get to the loan approval decision. Traditional banks made the process seem as difficult as swimming across an ocean!
Providing Credit Approval Support for a Leading Canadian Bank
A top-five Canadian bank wanted to manage the seasonal surge volumes associated with its commercial lending experience while managing regulatory requirements on time.
Financial Spreading – Challenges and Solution
Banks and financial institutions are facing an uphill task of efficiently managing their ever-growing bundles of financial data in multiple and complex formats.
Financial Industry Reports – It’s Time to Go Interactive
Imagine yourself in a Harry Potter movie, reading a newspaper with pictures that move and characters that smile and wave to you! How cool would that be?
Our Products
AI-Powered Products That Scale
Spreadsmart
Automate financial data extraction for valuation. Improve accuracy and increase the speed of financial spreading by 70%.
Insightsfirst
AI-enabled platform that empowers you to get an edge in the market through differentiated insights and recommendations.
Insightloupe
Combination of human expertise and best-in-class technology to patent landscaping; obtain expert–backed IP and R&D insights.
Publishwise
An AI-powered platform that lets users swiftly recommends content for proposal creation using intelligent search, NLP and ML.
