Commercial Banking Support

mind+machine™ solutions to drive efficiencies in the overall credit approval process for commercial banks.

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GAIN SPEED, EFFICIENCY AND ACCURACY IN OVERALL CREDIT REVIEW PROCESS

The Commercial Banking industry is undergoing seismic change in light of increased competition, reduced net interest margins, fintech grabbing market share, need to adopt technology and ever-increasing regulatory requirements. It becomes imperative for commercial banks to manage their end to end underwriting and credit review process in a timely and most cost effective manner.

Evalueserve is a leader in transformation of commercial banking operations with over 10 years of domain experience in activities across the underwriting value chain. We offer flexible engagement models blended with mind and machine approach to improve efficiency and accuracy of routine tasks such as financial spreading.

We support credit and commercial banking teams of major banks globally and have delivered significant cost and time savings via our proprietary tool Spreadsmart, making the credit approval cycle more efficient.

Digitize YOUR CORE PROCESSES to make them MORE EFFICIENT AND accurate

  • Spend more time mitigating risk

    Managing uneven workflow:

    Flexible staffing model to cater to increased seasonal demand through quick resource deployment

  • Streamline reporting tasks

    Quality and accuracy:

    Extensive domain experience across industry templates along with rigorous in-house training programs to equip the teams to deliver high quality

  • Risk and Compliance - Employee conduct

    Improved turnaround time:

    Well-defined SLAs for completion of new deals as well as for annual / quarterly reviews

  • Empower your risk analysts

    Streamlining workflow:

    Evalueserve’s proprietary workflow tool helps in efficient workflow and knowledge management

WHAT GIVES US THE EDGE?

  • DOMAIN EXPERTISE AND GLOBAL REACH

    Our core team of 200+ trained professionals has over 10 years of end-to-end commercial banking domain experience serving global clients working across the underwriting value chain as well as diverse functions including business banking, capital finance, equipment finance, private banking, home mortgage, and commercial real estate.

  • FLEXIBLE ENGAGEMENT MODEL

    We offer multiple options of engagement models (managed service, FTE-based, and license-based models) with customizable capability to ramp-up quickly to suit variable client needs.

  • INNOVATION TO ENHANCE EFFICIENCY

    Our proprietary solution, Spreadsmart, offers ~50% cost and time savings with 99.6% accuracy along with workflow and knowledge management, and SLA tracking.

  • DIVERSE CLIENTELE

    200+ trained professionals and 100+ Spreadsmart licenses across our commercial banking clients, serving divisions including business banking, capital finance, equipment finance, wealth management / private banking, home mortgage, and commercial real estate.

  • COMPREHENSIVE TRAINING PROGRAMS

    Exhaustive in-house e-learning and classroom programs on credit research and financial spreading, specifically designed keeping in mind client guidelines.

END-TO-END MIND+MACHINE™ SOLUTIONS FOR COMMERCIAL BANKS

  • Sales Support

    Our tools enable your team to stay ahead of the competition and focus on what matters.

    • Pitchbook
    • Prospect List Generation
    • Company Profiles
    • Industry Research
    • Peer Comparison
    • Benchmarking
    • Newsletters
    • CRM Analytics

  • Credit Origination and Underwriting

    From borrower onboarding to credit memos, our solutions help you make better decisions.

    • Borrower onboarding and Financial Spreading
    • Documentation support and validation checks
    • Spreading Public and Private companies on industry specific templates (dealer finance, Insurance, Healthcare, real estate, etc.)
    • Credit Appraisal
    • Perform initial risk rating for borrower to decide the loan terms and details, including the lending rate
    • Financial Modeling
    • Collateral Analysis
    • Covenant Analysis
    • Underwriting
    • Transaction summary
    • Company overview
    • Industry overview
    • Historical and projected financial analysis
    • Collateral analysis
    • Risk rating rationale
    • Credit Memo

  • Portfolio Monitoring

    Our support across the portfolio monitoring chain leverages domain expertise with in-house solution.

    • Credit Reviews
    • Approval/Credit Package
    • Covenant Tracking
    • Monitoring Industry Triggers for Early Warning Signs
    • Newsletters

  • Risk Management

    Transform the way you manage risk through our state-of-the-art tools and domain expertise.

    • Pricing/Profitability analysis
    • Enterprise risk
    • Validation of credit frameworks
    • AML
    • Risk Reporting (VaR, Stress Test, Model validation, model monitoring)
    • Credit & Operations Risk
    • Risk Adj. Performance Analysis

      • Click here to learn more about our Risk & Compliance solutions

  • Digital Platforms

    Our accurate and fast data extraction tool enables faster extraction and seamless integration.

    • Spreadsmart: an automated application to extract data from financial statements

      • Our financial spreading solution which helps in automating data extraction process efficient and also helps in management of workflow, knowledge and SLA tracking with multiple language capabilities and seamless integration with cloud as well as on-premise platforms

Talk to one of our experts

Get in touch today to find out about how Evalueserve can help you improve your processes, making you better, faster and more efficient.

Talk to an Expert