Lending Services
Independent Quality Assurance for Lending Institutions
Evalueserve supports lending institutions on independent risk rating & credit quality assurance work. Our independent and experienced review team performs sample-based testing as per a bank’s requirements which covers PD/LGD validation, credit memo quality assurance, enterprise valuation testing, etc. Evalueserve plays a key role in supporting lending institutions to meet their audit and regulatory requirements.
Our Capabilties
Service Offerings
PD Testing
Validating quantitative & qualitative risk parameters in line with banks risk rating guidelines for calculating probability of default.
LGD & Capital Parameters Testing
Validating collateral quantitative & qualitative inputs via credit application and valuation reports as per loss given default assessment guide.
Credit Review Quality Assurance
Performing independent credit reviews based on bank’s guidelines as a second line of defense.
Reference Case
Providing Demand-Based Support to Credit Review Function of a Leading Canadian Bank
They wanted to partner to bring process excellence in their Credit Review function. A partner that could scale up staffing support on demand during surged period while maintaining the quality work was provided to client that helped with review of 8,000 borrowers and 20,000 loans per year.
Related Resources
Optimize your outcomes.
Lending Transformation – Digital Way
In a world of traditional banking when a customer applied for a loan, it took weeks to get to the loan approval decision. Traditional banks made the process seem as difficult as swimming across an ocean!
Providing Credit Approval Support for a Leading Canadian Bank
A top-five Canadian bank wanted to manage the seasonal surge volumes associated with its commercial lending experience while managing regulatory requirements on time.
Financial Spreading – Challenges and Solution
Banks and financial institutions are facing an uphill task of efficiently managing their ever-growing bundles of financial data in multiple and complex formats.
Financial Industry Reports – It’s Time to Go Interactive
Imagine yourself in a Harry Potter movie, reading a newspaper with pictures that move and characters that smile and wave to you! How cool would that be?
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